Insurance for Families and Businesses.

For over 17 years, Ralph Wize has been providing family and commercial insurance services in Alabama, Georgia, Illinois, Indiana, Maryland, Ohio and Wisconsin. His experiences in the US Army drive the guiding principles he relies on while providing risk management recommendations and solutions for customers seeking auto, business, life, and homeowners insurance plans.


Families and individuals rely on Wize Insurance & Risk Management to provide them with all their personal protection needs. Can you combine your home and auto coverage to save money? Are you ready to secure your priceless personal belongings with an umbrella policy? Wize Insurance & Risk Management can help you secure the things you work hard for.


Business owners trust Wize Insurance & Risk Management to help mitigate risks associated with business operations. From workplace injuries to property damage, a variety of unexpected events can occur. Companies turn to Wize for guidance on workers’ compensation, general liability insurance, and business interruption insurance.


Despite best efforts to make plans, we often find that the future is beyond our control. At Wize Insurance & Risk Management, our clients find peace of mind knowing their family’s financial future is secure, regardless of what life may bring. Personalized plans that meet you and your family’s needs and lifestyle are waiting, and we can help.

What Do Our Clients Say About Wize Insurance & Risk Management?

Wize Insurance is great! I love the expedient service and Ralph was able to get me such a great rate on my policy. I will always refer others to Wize.

Ashley Luster

Ralph is an excellent agent. He is always ready to assist in any situation. He is very knowledgeable and thoughtful of his clients. So thoughtful, my church moved all their business to Ralph because of his customer service. I would recommend him for your insurance needs.

D Walker

As I was checking out companies to possibly get a lower rate on our home insurance, Ralph was quick to return my call and put a quote together. Wize Insurance was not only the least expensive, but Ralph was easy to work with and he was very helpful.

Mark Hiehle

Ralph never seems too busy to talk to me. He is always there to answer questions. 

Anita Williams

I use Ralph for all my insurance needs, very helpful and good at finding deals.

Jeff Allen

Ralph is very helpful and responsive. Anytime I have a question or call, Ralph answers quickly or reruns my call the same business day. He’s thorough and makes sure all my insurance needs are covered. I highly recommend Ralph to anyone for their insurance needs. I had a car accident in October 2019, and Ralph was amazing and helpful from the time of the accident to the time I purchased my new car. Definitely, client-focused with excellent service.

Nicole Lloyd

Prompt and professional service even around the Christmas and New Year holidays and after hours!

Sam Hunter

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