Insurance for Families and Businesses.
For over 17 years, Ralph Wize has been providing family and commercial insurance services in Alabama, Georgia, Illinois, Indiana, Maryland, Ohio and Wisconsin. His experiences in the US Army drive the guiding principles he relies on while providing risk management recommendations and solutions for customers seeking auto, business, life, and homeowners insurance plans.
Personal
Families and individuals rely on Wize Insurance & Risk Management to provide them with all their personal protection needs. Can you combine your home and auto coverage to save money? Are you ready to secure your priceless personal belongings with an umbrella policy? Wize Insurance & Risk Management can help you secure the things you work hard for.
Business
Business owners trust Wize Insurance & Risk Management to help mitigate risks associated with business operations. From workplace injuries to property damage, a variety of unexpected events can occur. Companies turn to Wize for guidance on workers’ compensation, general liability insurance, and business interruption insurance.
Life
Despite best efforts to make plans, we often find that the future is beyond our control. At Wize Insurance & Risk Management, our clients find peace of mind knowing their family’s financial future is secure, regardless of what life may bring. Personalized plans that meet you and your family’s needs and lifestyle are waiting, and we can help.
Our Team
Meet the Wize Team
Ralph Wize
U.S. Army Veteran
I have been helping families and business owners find and understand comprehensive insurance plans for over 17 years. My mission is to offer sensible risk management recommendations and solutions for your home, car, life, business, and other treasured items in your life.
Many people are unclear about what they need and overwhelmed with the options, so they choose the cheapest plan that may not fully cover their needs. I will learn more about you and your family or business to provide the right recommendations so you can rest easy knowing you’re protected.
As a former member of the military, I am dedicated to serving my fellow veterans by finding the best possible insurance options to fit their unique needs. I understand the challenges that come with transitioning back to civilian life and navigating the complex insurance system, and I take pride in providing them with the highest level of service and support.
I look forward to getting to know you, your family, and your business, assessing what the right coverage and protection options are, and helping to choose the plan that best suits your needs and lifestyle.
Avery Preddie, SBCS
Commercial Lines Producer | USMC Veteran
Helping Business Owners Protect What They’ve Worked Hard to Build
Avery Preddie is a Commercial Lines Producer and Small Business Coverage Specialist (SBCS) with Wize Insurance & Risk Management. With more than a decade of insurance experience and a professional background spanning finance, business development, and risk management, Avery brings a practical, relationship-driven approach to protecting businesses.
A United States Marine Corps veteran and former President of Preddie & Associates Insurance Group, Avery understands that business owners invest far more than money into their companies. They invest their time, energy, livelihoods, and futures. His mission is to help ensure those investments are protected through thoughtful risk assessments, insurance education, and customized coverage solutions.
Avery works closely with small and mid-sized businesses, with particular emphasis on manufacturers, distributors, industrial operations, landscaping companies, contractors, restaurants, and service-based businesses. His approach goes beyond comparing insurance premiums. He helps business owners recognize overlooked exposures, understand their coverage, and make informed decisions about protecting their operations.
From workers’ compensation and commercial liability to business interruption, equipment breakdown, commercial auto, and cyber liability, Avery focuses on developing insurance strategies that reflect how each business actually operates.
“My goal isn’t simply to sell someone an insurance policy. It’s to make sure they understand what they’re protecting, why it matters, and where they may be exposed.”
Beyond insurance, Avery is actively involved in the Indianapolis business community, serves in leadership with the National African American Insurance Association (NAAIA), and has spent decades coaching youth soccer. His commitment to mentorship, education, and service reflects the same values he brings to every client relationship.
At Wize Insurance & Risk Management, Avery believes the best insurance relationships begin with a conversation, not a quote.
Let’s talk about your business, your risks, and what matters most to you.